Self-employed social insurance and related obligations are often planned around quarterly cycles. Missing a deadline can trigger penalties (often 11%–27% on overdue amounts).
Typical calendar
- April — Q1 settlement period
- July — Q2
- October — Q3
- January — Q4 / year-end pressure
The premium PDF breaks your annual SI + GESY + tax into four equal reserves with exact dates — so you know how much to hold each quarter.